Terms of Trade

$995.00 + GST

Secure your cash flow with custom Terms of Trade that let you recover debt collection costs.

  • Fixed Fee: $495 + GST.

  • Debt Recovery: Clauses to pass collection costs to the debtor.

  • PPSR Ready: Secure your goods on the PPSR.

  • Liability Limits: Protect your business from expensive disputes.

Description

Protect Your Cash Flow and Limit Your Liability

Operating a business without clear Terms of Trade is financial gambling. If a client refuses to pay or disputes an invoice, you often have no legal leverage to recover your money—or worse, you end up paying debt collection fees out of your own pocket.

At Margate Group, we draft robust, custom Terms of Trade that put you in control. Our terms allow you to enforce payment, pass on debt collection costs to the defaulter and register your interest on the PPSR to secure your goods.

Why Choose Our Fixed-Fee Terms? Generic templates found online rarely include the specific clauses required under New Zealand law to recover debt collection costs or register security interests. We provide lawyer-grade protection for a fraction of the cost.

  • Fixed Fee: A transparent flat rate of $495 + GST.

  • Get Paid Faster: Clear payment terms and penalty interest clauses encourage clients to pay you on time.

  • Recover Costs: We include specific clauses that make your client liable for all debt collection and legal fees if they don’t pay. Without this clause, you have to pay the collector yourself.

What Is Included in the Service? For $495 + GST, we provide a comprehensive set of terms tailored to your trade or service:

  • Custom Drafting: Tailored to your specific industry risks (e.g., construction, consulting, retail).

  • Debt Recovery Clauses: Legally enforceable terms that pass collection costs to the debtor.

  • PPSR Security: Clauses that allow you to register a security interest on the Personal Property Securities Register, ensuring you get your goods back if a client goes bust.

  • Liability Limits: Robust clauses to cap your liability and protect your assets from unreasonable claims.

Our 4-Step Process

  1. Free Consultation: We assess your business model to determine the specific terms you need.

  2. Purchase & Intake: You confirm the order and we gather details about your payment cycles and deliverables.

  3. Drafting & Review: We draft your custom Terms of Trade within 3-5 business days.

  4. Final Handover: You receive the polished document ready to attach to your quotes and invoices.

Stop chasing invoices and start enforcing payment. Secure your Terms of Trade today.