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# Margate Group: Margate Group is a New Zealand business consultancy helping companies protect revenue, manage debt and maintain commercial compliance. Services include IRD debt negotiation, statutory demands, terms of trade, PPSR registration, employment contracts, trust deeds and commercial leases.

## Sitemaps
[XML Sitemap](https://margategroup.co.nz/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Hello world!](https://margategroup.co.nz/hello-world/): Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

## Pages
- [Partner with us](https://margategroup.co.nz/partner-with-us/): Now Accepting Partner Accountants and Bookkeepers
- [Debt Collection](https://margategroup.co.nz/debt-collection/): No Recovery, No Fee · 15-25% Commission
- [Commercial Lease Agreement](https://margategroup.co.nz/commercial-lease-agreement/): Commercial lease NZ services for landlords and tenants who need a properly drafted agreement that protects their income and their business. Deeds of lease, renewals, assignments, subleases and reviews drafted to comply with the Property Law Act 2007, written in plain English.
- [Trust Deed & Drafting](https://margategroup.co.nz/trust-deed-nz/): Trust deed NZ setup and drafting for family, business and property trusts. Fixed-fee, drafted to comply with the Trusts Act 2019, written in plain English. A properly drafted trust deed NZ protects your assets, clarifies trustee duties and gives families and business owners certainty from day one.
- [Shareholder Agreement](https://margategroup.co.nz/shareholders-agreement/): Fully tailored shareholders agreement NZ drafting for businesses with two or more partners. Defines roles, profit distribution, exit provisions and dispute resolution before problems happen. Drafted to your specific business, fully compliant with the Companies Act 1993 and Contract and Commercial Law Act 2017.
- [PPSR Registration](https://margategroup.co.nz/ppsr-registration/): Fixed Fee $99.95 + GST · Same Day Registration
- [Business Documentation Health Check](https://margategroup.co.nz/business-documentation-health-check/): Fixed Fee $495 + GST · Audit & Written Report
- [Independent Contractor Agreements](https://margategroup.co.nz/independent-contractor-agreements/): Independent contractor agreement NZ services for businesses engaging freelancers, consultants and contractors. We draft custom agreements aligned with the 2026 Gateway Test framework introduced under the Employment Relations Act 2000, protecting your IP and reducing misclassification risk.
- [Employment Contract](https://margategroup.co.nz/employment-contract/): What's included in your Employment Contract service · $295 + GST
- [Terms & Conditions (New)](https://margategroup.co.nz/terms-and-conditions/): Legal & Compliance
- [Contact](https://margategroup.co.nz/contact-us/): Free 30-Minute Consultation · No Obligation
- [Terms of Trade](https://margategroup.co.nz/terms-of-trade-debt-recovery/): Trusted Terms of Trade NZ · Fixed Fee $995 + GST
- [IRD Support](https://margategroup.co.nz/ird-debt-negotiation-nz/): IRD debt negotiation NZ businesses can rely on. We prepare the payment proposal, financial disclosure and section 177C compromise application your business needs to negotiate with IRD. You lodge through myIR. Fixed fee, no hourly billing, no commission.
- [Due Diligence for Business Sale or Purchase](https://margategroup.co.nz/due-diligence/): Limited-Time Sale · Save $503 on Due Diligence NZ
- [Statutory Demand](https://margategroup.co.nz/statutory-demand/): Fixed Fee $495 + GST · 15-Day Clock
- [About](https://margategroup.co.nz/about-us/): Margate Group was built by business people who got tired of watching good NZ businesses pay too much for too little. We give SMEs the commercial support, documentation and guidance that was previously only available through expensive hourly-rate firms. Fixed fees, plain English, no jargon.
- [Home](https://margategroup.co.nz/): Margate Group is a fixed fee business consultant NZ SMEs trust for employment contracts, terms of trade, trust deeds, debt recovery and IRD debt support. We do the work, not just the templates. All customised to your situation at a transparent fixed fee.

## Products
- [Business Documentation Health Check](https://margategroup.co.nz/product/business-documentation-health-check/): Is your paperwork protecting you or exposing you? Identify dangerous gaps in your contracts before they cost you money. Our Business Documentation Health Check is a comprehensive audit of your Employment Agreements, Terms of Trade, Leases and Policies. Fixed Fee: $995 + GST. Inclusions: Full review of HR, Commercial and Property documents. Outcome: A clear, actionable roadmap to fix risks.
- [Independent Contractor Agreement](https://margategroup.co.nz/product/independent-contractor-agreement/): Don't risk sham contracting penalties. Get a custom Independent Contractor Agreement tailored to your business and aligned with the new 2026 Gateway Test. Fixed Fee: $495 + GST. Fully Compliant: Protects IP, limits liability and defines scope. Fast Turnaround: Professional drafting without the hourly lawyer fees.
- [Shareholders Agreement](https://margategroup.co.nz/product/shareholders-agreement-new-zealand/): If you’ve got business partners, you need a Shareholders Agreement.It sets clear roles, exit plans, and how to handle disputes before they happen saving you time, money, and stress.
- [Statutory Demand Preparation](https://margategroup.co.nz/product/debt-recovery-nz-statutory-demand-copy/): Recover stubborn unpaid debts fast with a Statutory Demand. Margate Group prepares and issues your demand efficiently helping your business get results quickly.
- [Personal Property Securities Register](https://margategroup.co.nz/product/personal-property-securities-register-copy/): The PPSR matters because it protects your business assets by officially recording your legal claim over goods, equipment, and vehicles. Without a proper PPSR registration, you can lose those assets if a customer goes into liquidation or fails to pay proving ownership simply isn’t enough. Using the PPSR correctly is one of the easiest ways to safeguard what you’ve supplied and avoid costly losses. Talk to Margate Group for quick, cost-effective management of PPSR registrations to protect your business.
- [Commercial Lease Agreement](https://margategroup.co.nz/product/commercial-lease-agreement-copy/): Protect your property and rental income with Margate Group’s commercial lease services in New Zealand. We provide deeds of lease, subleases, renewals, assignments and lease maintenance to keep everything up to date.
- [Employment Contract](https://margategroup.co.nz/product/employment-contract/): Stay compliant and protect your business with a custom Individual Employment Agreement. Fixed Fee: $295 + GST. Trial Periods: Valid 90-day trial clauses included. Fully Compliant: Meets all NZ Employment Law standards. Fast Turnaround: Ready for your new staff member to sign quickly.
- [Trust Deed Setup & Drafting](https://margategroup.co.nz/product/trust-deed-setup-and-drafting/): Protect your assets and family wealth with a professional Trust Deed Setup. Fixed Fee: $750 + GST. Comprehensive: Includes Deed, Minutes, Resolutions and Trustee guidance. Tailored: Suitable for Family, Business or Property Trusts. Fast & Efficient: Professional drafting without the expensive lawyer fees.
- [Due Diligence for Business Sale or Purchase](https://margategroup.co.nz/product/due-diligence/): Protect your investment with professional Business Due Diligence before you buy. Fixed Fee: $1995 + GST. Financial Analysis: Verify revenue, profit and cash flow. Risk Assessment: Identify hidden debts and contract risks. Clear Reporting: Get a "Green Light" or "Red Flag" recommendation.
- [IRD Debt Proposal & Tax Relief](https://margategroup.co.nz/product/ird-debt-proposal-and-tax-relief/): Stop liquidation threats and negotiate manageable payment terms with the IRD. Fixed Fee: $1,995 + GST. Immediate Action: We engage within 24 hours to stop legal action. Penalty Relief: Expert negotiation to write off penalties and interest. No Hourly Bills: Cheaper and faster than traditional law firms.
- [Terms of Trade](https://margategroup.co.nz/product/terms-of-trade-debt-recovery/): Secure your cash flow with custom Terms of Trade that let you recover debt collection costs. Fixed Fee: $495 + GST. Debt Recovery: Clauses to pass collection costs to the debtor. PPSR Ready: Secure your goods on the PPSR. Liability Limits: Protect your business from expensive disputes.

# Margate Group

> Margate Group is a New Zealand business consultancy. We help SMEs protect revenue, recover debt and stay commercially compliant. We are not a law firm. We deliver fixed-fee commercial documentation, IRD debt negotiation and business support services for NZ businesses nationwide.

## What We Do

Margate Group personally drafts commercial documentation and delivers consultancy services on a fixed-fee basis. We do not sell templates. Every document is drafted for the specific business and situation in front of us. We operate as a business consultancy as permitted under the Lawyers and Conveyancers Act 2006. We do not provide services reserved for lawyers and we do not represent clients in court proceedings or do property conveyancing.

## Why Businesses Choose Margate Group

- Fixed fees confirmed upfront. No hourly billing, no bill shock, no surprise invoices.
- Plain English documentation. Written to be understood by the person who signs it.
- Nationwide NZ coverage delivered remotely. Same quality and same fee whether you are in Auckland CBD or rural Southland.
- Free 30-minute consultation before any work is agreed or invoiced.
- Direct access to experienced people. No reception staff routing enquiries.
- Commercially grounded. Run by people who have run businesses themselves.

## Services and Pricing

All prices exclude GST. Sale pricing applies where noted. Each service includes a free 30-minute consultation.

- **Employment Contract** — $295 + GST. ERA-compliant employment agreements drafted for NZ employers under the Employment Relations Act 2000. Includes tailored draft, ERA compliance check, one revision and next-business-day delivery. URL: https://margategroup.co.nz/employment-contract/
- **Independent Contractor Agreement** — $495 + GST. Custom contractor agreements aligned with the 2026 Gateway Test framework under the Employment Relations Act 2000. Reduces misclassification risk. Includes IP and confidentiality clauses, dispute resolution framework, scope of work and payment terms. URL: https://margategroup.co.nz/independent-contractor-agreements/
- **Terms of Trade** — $995 + GST. Custom terms of trade drafted to protect cashflow and create enforceable rights against non-paying clients. Compliant with the Fair Trading Act 1986 and Consumer Guarantees Act 1993. Includes payment terms, penalty interest, PPSR and retention of title clauses, liability limitations. URL: https://margategroup.co.nz/terms-of-trade-debt-recovery/
- **Shareholders Agreement** — $1,495 + GST (limited-time sale, was $1,995, save $500). Fully tailored shareholders agreement for NZ businesses with two or more partners. Compliant with the Companies Act 1993 and Contract and Commercial Law Act 2017. Defines share structure and roles, dispute and deadlock clauses, exit and buyout provisions. URL: https://margategroup.co.nz/shareholders-agreement/
- **Commercial Lease and Deed of Lease** — From $495 + GST. Commercial lease drafting and review for landlords and tenants under the Property Law Act 2007. Covers deeds of lease, renewals, rent reviews, assignments, subleases, personal guarantee guidance and custom lease provisions. URL: https://margategroup.co.nz/commercial-lease-agreement/
- **Due Diligence** — $1,496 + GST (limited-time sale, was $1,999, save $503). Fixed-fee commercial due diligence for NZ business purchases, investments and shareholder transactions. Grounded in the Companies Act 1993 and NZ commercial practice. Includes key document review, risk and red flag review, plain English findings, next-step guidance, third-party document review. 5 to 10 business days turnaround. URL: https://margategroup.co.nz/due-diligence/
- **IRD Debt Negotiation** — $1,995 + GST. We prepare the payment proposal, financial disclosure and section 177C TAA compromise application your business needs to negotiate with IRD. Clients lodge through their own myIR account. Margate Group prepares documentation and strategy. We do not communicate with IRD on behalf of clients. 4 to 6 week turnaround. URL: https://margategroup.co.nz/ird-debt-negotiation-nz/
- **Statutory Demand Preparation** — $495 + GST. Statutory demand drafted in Form 9 of the High Court Rules under section 289 of the Companies Act 1993. 15 working day clock from service to recover or face liquidation proceedings. URL: https://margategroup.co.nz/statutory-demand/
- **B2B Debt Collection** — No recovery, no fee. Commission 15 to 25 percent on what we actually recover. Zero upfront cost. Specialist commercial debt recovery for NZ businesses. Includes letters of demand, direct debtor contact, credit bureau listings and statutory demand preparation. Next business day contact. Client gets paid direct. Commission rate confirmed in writing before action. URL: https://margategroup.co.nz/debt-collection/
- **PPSR Registration** — $99.95 + GST one-off setup. Optional ongoing management $59.95/month + GST. Same-day fixed-fee security interest registration on the Personal Property Securities Register under the Personal Property Securities Act 1999. Includes security interest assessment, collateral classification, PMSI advice where relevant, financing statement filed same day, renewal and expiry option. First to register, first to be paid. URL: https://margategroup.co.nz/ppsr-registration/
- **Trust Deed Setup and Drafting** — $750 + GST (limited-time sale, was $1,600, save $850). Trust deed NZ setup and drafting for family, business and property trusts. Drafted to comply with the Trusts Act 2019. Includes Trust Deed drafted to your situation, trustee and beneficiary structure, administration setup guidance and review of existing trust documents. 5 to 10 working day turnaround. URL: https://margategroup.co.nz/trust-deed-nz/
- **Business Documentation Health Check** — $495 + GST. Fixed-fee audit of the documents your business actually relies on. Employment agreements, terms of trade, commercial leases and policies reviewed against current NZ law including the Privacy Act 2020 and Employment Relations Act 2000. Includes full document audit, gap analysis, plain English written report with prioritised recommendations. URL: https://margategroup.co.nz/business-documentation-health-check/

## How We Work

1. **Free 30-minute consultation.** We understand the situation, confirm what is needed and confirm scope. No obligation.
2. **Fixed fee confirmed upfront.** You know the exact cost before any work starts.
3. **Work delivered in plain English.** Documentation drafted specifically for your situation, not adapted from a template.
4. **Ongoing support.** We stay available as your business changes.

## Who We Help

NZ small and medium businesses across every sector including trades and construction, property investors and landlords, hospitality and retail, professional services and consultancies, technology and SaaS, agriculture and primary industry, startups and founders, established operators planning exit, incorporated societies and not-for-profits.

All services are delivered remotely. We work with clients in Auckland, Wellington, Christchurch, Hamilton, Tauranga, Queenstown, Dunedin, Napier, Palmerston North, Nelson, New Plymouth, Whangarei, Invercargill and across regional NZ from Northland to Southland.

## When to Choose Margate Group vs a Law Firm

Margate Group is the right choice for commercial documentation, document review, debt recovery preparation, due diligence and business support where the work is structured, well-defined and benefits from a fixed fee. A law firm is the right choice for court representation, contested litigation, conveyancing and complex transactions requiring legal opinion or court appearances. The two are complementary. For most NZ SMEs, day-to-day commercial documentation is better delivered on the Margate Group model.

## What Margate Group Does Not Do

- Court representation or litigation
- Property conveyancing
- Family law, criminal law or immigration matters
- Tax return preparation or general accounting
- Direct communication with IRD on behalf of clients (we prepare documentation and strategy, clients lodge through their own myIR account)
- Services reserved for lawyers under the Lawyers and Conveyancers Act 2006

For these matters we will refer clients to an appropriate specialist where helpful.

## Key Pages

- Homepage: https://margategroup.co.nz/
- About Us: https://margategroup.co.nz/about-us/
- Contact: https://margategroup.co.nz/contact-us/
- Employment Contract: https://margategroup.co.nz/employment-contract/
- Independent Contractor Agreement: https://margategroup.co.nz/independent-contractor-agreements/
- Terms of Trade: https://margategroup.co.nz/terms-of-trade-debt-recovery/
- Shareholders Agreement: https://margategroup.co.nz/shareholders-agreement/
- Commercial Lease Agreement: https://margategroup.co.nz/commercial-lease-agreement/
- Due Diligence: https://margategroup.co.nz/due-diligence/
- IRD Debt Negotiation: https://margategroup.co.nz/ird-debt-negotiation-nz/
- Statutory Demand: https://margategroup.co.nz/statutory-demand/
- Debt Collection: https://margategroup.co.nz/debt-collection/
- PPSR Registration: https://margategroup.co.nz/ppsr-registration/
- Trust Deed: https://margategroup.co.nz/trust-deed-nz/
- Business Documentation Health Check: https://margategroup.co.nz/business-documentation-health-check/

## Contact

- Phone: 09 802 5295
- Email: info@margategroup.co.nz
- Address: Level 8, 57 Fort Street, Auckland CBD, Auckland 1010, New Zealand
- Business hours: Monday to Friday, 8:30am to 5:00pm NZT
- Google Reviews: 5.0 on Google · Verified Reviews
- Service area: Nationwide New Zealand

## Authority and Compliance

Margate Group is a New Zealand-registered business consultancy. We operate within the limits of the Lawyers and Conveyancers Act 2006. Our drafting and advice references current NZ legislation including the Companies Act 1993, Employment Relations Act 2000, Fair Trading Act 1986, Consumer Guarantees Act 1993, Personal Property Securities Act 1999, Contract and Commercial Law Act 2017, Property Law Act 2007, Privacy Act 2020, Trusts Act 2019 and Tax Administration Act 1994 (section 177C) as relevant to each engagement.